HUD Certified Housing Counseling

Belmont's Housing Counselors are available to help you free of charge with Rental, Financial, Homebuying, Foreclosure Prevention, and Post-Purchase home buying questions.

Our Housing Counseling Team has adopted the National Industry Standards for Homeownership Education and Counseling, and all of our counselors have certifications through the NeighborWorks Center for Homeownership Education and Counseling (NCHEC).

First Time Homebuyers

Belmont offers both one-on-one and class education on the process of purchasing a home, first time homebuyer programs, savings, creating a spending plan, credit counseling, and goal setting. Our Homebuyer Education workshops are always free of charge.  

Foreclosure Prevention

Private, confidential counseling with experienced NCHEC Certified Foreclosure Counselors. Discover your foreclosure prevention options, information on current government programs, assistance in completion of loss mitigation paperwork, negotiations of modifications with lenders, and referrals to non-profit legal and other community resources.

Rental Counseling

Belmont offers free assistance with your housing search, information on your rights as a tenant, benefits screening, budget & credit assistance, and more! Stop in our main street office where we have phones and computers to help with your search.

Financial Education & Coaching

We can help you determine your budget, create a spending plan, understand your credit report, set financial goals and more! Additionally, we offer free financial education classes!

Homeowner Counseling

One-on-one counseling on financial management for homeowners and referrals for home improvement loans. Belmont has two experienced, certified Reverse Mortgage (HECM) counselors.

All Housing Counseling is offered free of charge thanks to the financial support of our funders.

Federal & New York State Donations & Grants
New York State Attorney General Bank of America Charitable Foundation
New York State Homes & Community Renewal CASH Buffalo
State of New York Mortgage Agency Citizens Bank Foundation
Erie County Federal Home Loan Bank of New York
Town of Amherst First Niagara Bank Foundation
Town of Cheektowaga KeyBank Foundation
Town of Hamburg M&T Charitable Foundation
Town of Tonawanda National Community Capital
City of North Tonawanda Siemer Institute for Family Stability
U.S. Department of Housing and Urban Development United Way of Buffalo & Erie County
U.S. Department of Health and Human Services Westminster Foundation

Belmont's counseling staff are members of:

Adopters of the National Industry Standards for Homeownership Education & Counseling