HUD Certified Housing Counseling

Belmont's Housing Counselors are available to help you free of charge with Rental, Financial, Homebuying, Foreclosure Prevention, and Post-Purchase home buying questions.

Our Housing Counseling Team has adopted the National Industry Standards for Homeownership Education and Counseling, and all Belmont counselors have certifications through the NeighborWorks Center for Homeownership Education and Counseling (NCHEC).

First Time Homebuyers

Belmont offers both one-on-one and class education on the process of purchasing a home, first time homebuyer programs, savings, creating a spending plan, credit counseling, and goal setting. Our Homebuyer Education workshops are always free of charge.  

Foreclosure Prevention

Private, confidential counseling with experienced NCHEC Certified Foreclosure Counselors. Discover your foreclosure prevention options, information on current government programs, assistance in completion of loss mitigation paperwork, negotiations of modifications with lenders, and referrals to non-profit legal and other community resources.

Financial Education & Coaching

We can help you determine your budget, create a spending plan, understand your credit report, set financial goals and more! Additionally, we offer free financial education classes!

Rental Counseling

Belmont offers free assistance with your housing search, information on your rights as a tenant, benefits screening, budget & credit assistance, and more! Stop in our main street office where we have phones and computers to help with your search.

Homeowner Counseling

One-on-one counseling on financial management for homeowners and referrals for home improvement loans. Belmont has two experienced, certified Reverse Mortgage (HECM) counselors.

Contact Sandy or Karyn for more information.

Sandra Becker
Senior Housing Programs Manager
(716) 884-7791 ext. 114
Karyn Hausknecht-Yetman
Housing Programs Manager
(716) 884-7791 ext. 100

All Housing Counseling is offered free of charge thanks to the financial support of our funders.

Federal & New York StateDonations & Grants
New York State Attorney GeneralBank of America Charitable Foundation
New York State Homes & Community RenewalCASH Buffalo
State of New York Mortgage AgencyCitizens Bank Foundation
Erie CountyFederal Home Loan Bank of New York
Town of AmherstFirst Niagara Bank Foundation
Town of CheektowagaKeyBank Foundation
Town of HamburgM&T Charitable Foundation
Town of TonawandaNational Community Capital
City of North TonawandaSiemer Institute for Family Stability
U.S. Department of Housing and Urban DevelopmentUnited Way of Buffalo & Erie County
U.S. Department of Health and Human ServicesWestminster Foundation

Belmont's counseling staff are members of: